Welcome to the new and improved UKFCU website! We’ve redesigned our site to make it easier to navigate, with enhanced tools and resources to support your financial journey. While the look has changed, Online & Mobile Banking remain the same—log in as usual with confidence, knowing your accounts are secure. If you have any questions or need assistance, our team is here to help—please call us at 859.264.4200!

We are aware of an increase in fraudulent calls where scammers are spoofing our number to obtain online banking information. To protect your account, please be cautious and do not share personal information over the phone. Always call us directly at 859.264.4200 to verify the authenticity of any request. Your security is our priority—verify before you share.

Pay My Loan Locations Contact Us Join

Open an Account or Apply Online

Deposit rates to soothe you.

Save more, earn more today.

Loan rates to move you.

Auto, credit cards, home equity and more!

Unlock your home's potential.

Your Key: a Home Equity Line of Credit from UKFCU.

  • * No annual fee
  • * No closing costs
  • * 10-year max repayment term
  • * Draw funds only when you need them
  • * Numerous ways to access your funds

Financial fitness starts here.

Plan for where you'll be tomorrow with the money you have today.

Mobile Banking that never sleeps.

On the beach or on the couch, members can bank anywhere, anytime.

Better Banking means Better Checking, now and in the future.

Whether you're a student, a senior or anywhere in between, we have Checking Accounts for every stage of life. 

Become a UKFCU member today.

When you meet our qualifications, opening a membership is easy and you can join online.

Welcome

We’re excited to introduce the new UKFCU website. Let’s explore how we’ve made banking with us easier, faster, and safer for you.

Not a Member Yet?

Applying is fast and easy!

You will need the following information in order to complete the application:

  • Government issued ID/Drivers License/State ID or Passport with current address
  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
Get Started